Contents insurance


You've worked hard to create a place you call home.

Everything inside it means the world to you so it's important to have the right contents cover.
You'll receive up to £100,000 cover as standard and up to £200 home emergency assistance when you use our authorised tradespeople to stop a leak or secure your home after a break-in.
Father and baby on sofa

Valuable items

Your jewellery, watches and personal computers are the most likely things to be taken if your home is broken into. For added peace of mind, your belongings will be covered up to £1,000 per item, up to a total of £7,500 as standard (can be increased to £30,000). If you own any items worth more than £1,000, you'll need to tell us about them and also tell us if you want them to be covered when taken outside of your home.

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Living room with TV and fireplace

Accidental damage

For those 'oops!' moments in your home, you can add Accidental Damage cover to your contents insurance policy to protect your TVs, computer equipment, carpets and furniture.

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People on high street

Personal possessions

To cover your everyday items that you take out of your home (worth under £1,000) from loss or damage, you'll need to add personal possessions cover.

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Our upgraded contents cover is rated 5 Star by Moneyfacts.

Cover for loss or damage to items in your garden and for your contents temporarily removed from home are just some of the benefits included.
Moneyfacts home contents

Upgraded contents cover

You'll get up to £2,000 cover for contents in your garden, such as garden furniture and barbecues.

For one month before and after a special event such as a wedding, anniversary or birthday, you’ll benefit from an extra 10% contents cover.

Yours or your family's belongings will also be covered up to £11,250 when they are temporarily removed from the home, so it's perfect if you have children living away at university.

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Frequently asked questions

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