Breakdown cover

Breakdowns are stressful. They come at the worst times – leaving you stranded, and late for your day.

So when your vehicle lets you down, it’s great to know you have breakdown cover which you can rely on.

Trust the RAC to keep you on the road

  • Our partner, the RAC, repairs four out of five vehicles at the roadside and on average within 30 minutes
  • They respond to 14,202 callouts to MORE THAN customers like you each year 24/7
  • Breakdown cover is for your car, whoever is driving
  • Four levels of cover to choose from

If you want to benefit from stress-free motoring, call 0330 100 7823 to add breakdown cover to your policy now.


Find the right cover level for you

Our car breakdown cover features four levels of service, so you’ll be able to choose the cover that best suits you.
Roadside assistance

Simply call and a mechanic will soon be on the scene to help you, on any UK roads.


Get assistance and recovery to a garage, your home or another destination if you break down when you’re driving in the UK.

Home assistance

Have peace of mind knowing you’re covered if your car won’t start at home.

Driving in Europe

Enjoy the total reassurance of breakdown assistance and recovery whenever you need it when you're driving in specified European countries*.

*European countries we cover: Albania, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus (Greek), Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Holland, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Serbia and Montenegro, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Turkey and Tunisia.

What does my cover include?

Depending on the level of cover you choose, you may be covered for the following:

Roadside breakdown cover – get hassle-free emergency assistance at the scene, for up to one hour, to make your car roadworthy

Garage recovery – if we can’t get you back on the road at the roadside, we’ll arrange for you and your car (plus up to eight passengers including the driver) to be taken to a repairer or garage of your choice within 10 miles of the scene of the breakdown

Emergency refuelling – we’ll help you with replacement fuel if you run dry (we’ll also help if you’ve accidentally put the wrong fuel in your car)

Immobilisation help – get emergency assistance if your car is immobilised because of a flat battery or a flat tyre

Key cover – we’ll help out if you accidentally lock your keys in your car, or if it’s immobilised due to loss of, or damage to your keys

How does it work?

As soon as you have a breakdown, simply call the 24/7 emergency helpline: 0330 102 3621.

Make sure you let us know of your breakdown immediately, even if you don’t need assistance straight away.

How do I add breakdown cover?

If you didn’t take out breakdown cover when you bought out car insurance, it’s easy to add it to your policy, just call 0330 100 7823.